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December 31, 2006

J.D. Power and Associates Reports: Credit Unions Are

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J.D. Power and Associates Reports: Credit Unions Are
MSN MoneyCentral - WESTLAKE VILLAGE, Calif., Dec. 19 /PRNewswire/ — Credit unions are becoming more aggressive in the indirect lending market, as credit aggregators are simplifying the process for dealers to finance auto loans through credit unions, according to

Consumer borrowing has big drop
Detroit Free Press - WASHINGTON — Consumer borrowing fell in October by the largest amount in 14 years, reflecting a big drop in auto loans. The Federal Reserve reported Thursday that borrowing declined at an annual rate of 0.6% in October following a revised 2

Thinking Simple At Philips
BusinessWeek - Account and start earning more on your money. No fees, no minimums, FDIC-insured. 4.5% Student Loan Consolidation Lock in rate now as low as 4.5%. Pre-qual in 1 minute. Apply online. Capital One Auto Finance Low rates on new & used auto loans

Everyone is a friend at this pharmacy
St. Petersburg Times - She turned to Ways to Work, a national program that provides low-interest auto loans to working parents who have less-than-average credit scores. The program, with offices in St. Petersburg and Clearwater, is based on the principle that reliable

Auto loans: What you need to know
CNN - NEW YORK (CNNMoney.com) — Few of us have the means to write a check for the full amount of a new - or even used - vehicle. Unfortunately, car buyers, treating financing as an afterthought in the car buying transaction, can easily waste thousands of

December 29, 2006

Student activists continue drive in Gray for statewide vote

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Student activists continue drive in Gray for statewide vote
KeepMEcurrent.com, ME - 19 hours ago The citizen initiative would provide a tax credit to reimburse student loan payments for any Maine resident who earns an associate degree or bachelor s

NextStudent Offers 1% Locked Discount Incentive on Federal Student
Market Wire (press release) - Dec 7, 2006 who are looking to consolidate their student loans are not aware of the 1 percent LOCKED discount incentive on federal student loan consolidation offered by

Fitch Rates Nelnet Student Loan Trust 2006-3
Business Wire (press release), CA - Dec 5, 2006 The ratings are based on the quality of the FFELP consolidation loan collateral; the credit enhancement within the trust; the ability of the transaction to

December 27, 2006

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December 25, 2006

Montee raised $1 million in winning race

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Montee raised $1 million in winning race
Belleville News-Democrat, IL - Dec 7, 2006 Her postelection campaign report due Thursday showed Montee with a debt of $500,000 from a personal loan she used to kick-start her campaign.

Some Votes Expensive in Springdale Election
Springdale Morning News, AR - Dec 23, 2006 "I didn't want to ask people for donations," Reed said, "so I knew most of the expenses would come out of my own pocket as a personal loan.".

December 22, 2006

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December 20, 2006

Credit unions flash their green with auto loans

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Credit unions flash their green with auto loans
Globe and Mail, Canada - Nov 29, 2006 Earlier this month, Vancity made its Clean Air Auto Loan available to people across the country through its online banking division, Citizens Bank of Canada.

Loan sites
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DBRS Launches Loan-Level Rating Model ($)
BankNet 360, NY - Dec 5, 2006 loans. Dominion Bond Rating Service last month unveiled a system it believes can predict just that, down to the individual auto loan.

Following sale, GMAC wants to expand auto-loan business
Greater Fort Wayne Business Weekly (subscription), IN - Dec 1, 2006 (Bloomberg) - GMAC LLC, the former General Motors Corp. finance unit, said it wants to expand its automotive financing to more buyers

December 18, 2006

Student loans need attention

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Student loans need attention
Contra Costa Times - A consolidation loan allows you (or your parents, if they have a federal PLUS loan) to combine several types of federal student loans with various repayment schedules into one loan with one monthly repayment at a fixed rate. Additionally, your

Will you people stop doing drugs!!!!
Rolling Stone - Turn off the TV. The reason there has been no uproad over this is because the community accepts the mass media as gospel. The mass media is in the pocket of the GOP (and vice versa) so the saga continues. Say no to the mass media. Shove your TV in

Annie Jennings
PRWeb - A Simple Debt Consolidation Loan Can Save You Money Immediately, And Even Stop Foreclosure By Calling 866 398 4664 A simple debt consolidation loan can save you money immediately, and even stop foreclosure. Act now if you are 30, 60, or even 90 days

Debt Help - Debt Consolidation Loans Versus Credit Counseling
Best Syndication - However, a debt consolidation loan should be part of a larger financial plan that includes budget planning and long term financial goals. If you don t have these things in place, you may find yourself in deeper financial trouble by taking out a loan

Bank sees rush to lock in low rates
Bismarck Tribune - If I take the full 30 years to repay my consolidation loan, I will save over $30,000 in interest. Hopefully a few other students will read this and shop around. ” John wrote on July 08, 2006 8:19 AM : “I moved over $100K of student loans in June from

Secured debt consolidation loans: bringing down your debt count to
Best Syndication - Your secured debt consolidation loan will have lower interest rate than what you are currently paying on all your loans. The monthly payments with secured debt consolidation loans are also low. However, this may or may not be the case. Monthly

Doorstep lending would be modified in Britain
24-7PressRelease.com - Some well-known companies such as Cattles and Provident Financial offer various sorts of small loans such as debt consolidation loans, personal loans, unsecured tenant loans, credit card debt consolidation loan etc to various loan seekers and collect

Beware of Advance Fee Loan Scam
First Coast News - The other program was a debt consolidation loan. In minutes, Brown was approved $35,000 loan. They e-mailed her a guarantee letter and the terms of the loan — then came the scam. To get the loan, Brown had to pay another company $1250 to insure her

December 16, 2006

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December 14, 2006

Surge in consumer debt provides some festive cheer for Invocas

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Surge in consumer debt provides some festive cheer for Invocas
Sunday Herald - While certain debts such as student loans and mortgages are excluded, Trust Deedsallowdebtorstohandover their assets, including any equity interest in their homes, to be managed by theadviser,whodealswithall correspondence from creditors.

Key component in your love life is spending habits
MLive.com - Rachel Hood, a credit counselor with Consumer Credit Management Inc., of Farmington Hills, told me she’s seen how it can happen. “There’s a surprising number of young people who have racked up credit cards and student loans,'’ said Hood, a

Surprise: Oil Woes In Iran
BusinessWeek - Learn why! Consolidate your Student Loans today! 10 Minute Process with Online E-signature get a fixed interest rate as low as 5.375% save up to 54%! 4.5% Student Loan Consolidation Lock in rate now as low as 4.5%. Pre-qual in 1 minute. Apply

Former Lawmaker Pleads Guilty To Lying About Student Loans
WRAL - DURHAM, N.C. — A former state lawmaker was placed on probation after pleading guilty to falsely claiming he paid off student loans. Paul Miller, a Democrate who represented Durham for three terms in the House before resigning in July, pleaded guilty

Altmire Discusses First 100 Hours In Office
KDKA - He says that their agenda includes ethics reform to reduce the influence of lobbyists, cutting the interest rate on student loans in half to 3.4 percent, allowing group negotiations with drug companies to reduce Medicare drug costs, expanding

The Google/YouTube Come-On
BusinessWeek - Buy Stocks for $4 at ShareBuilder No minimum required to open an account. No inactivity fees. ShareBuilder is a simple, flexible, and affordable way to invest online. Start building your future today! National City Student Loans Up To 40k a

PERSONAL FINANCE : Borrowers go private
Chattanooga Times Free Press - Nonfederal student loans have grown 913 percent from $1.7 billion in 1995 to $17.3 billion in 2005, when adjusted for inflation, according to the College Board study “Trends in Student Aid 2006.” These credit-based loans are not equipped with the same

Democrats, the deficit, and all they want to achieve
ABC News - WASHINGTON Lower interest rates on student loans. More special forces for the military. Expanded prescription drug benefits for senior citizens. Greater federal support for renewable energy and alternative fuels. Congressional Democrats have a long

1. Saving for your own retirement is more important than saving for
CNN Money - There are still ways to cut costs after you graduate and begin repaying your student loans. For instance, if you make 48 consecutive on-time payments, most private lenders will knock two percentage points off your interest rate. 10. Taxpayers with

December 11, 2006

Bill to offer alternative to MOHELA sale

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Bill to offer alternative to MOHELA sale
Columbia Daily Tribune, MO - Dec 7, 2006 The Democrats legislation would compete with a plan pushed by Blunt and House Republicans to authorize the sale of student loans to provide money for campus

Student loans will get new scrutiny
Concord Monitor, NH - Nov 28, 2006 anxiety within the student-loan industry - in part because Democrats have promised that one of their first acts will be to cut interest rates on student loans.

First Marblehead to Securitize $1 Billion of Student Loans
BankNet 360, NY - Nov 13, 2006 today announced it will manage National Collegiate Student Loan Trust s securitization of $1 billion of private student loans.

Democrats target consumer issues
Press-Enterprise (subscription), CA - 4 hours ago Democrats plan to cut student loan interest rates in half, reducing the interest rate on subsidized student loans from 6.8 percent to 3.4 percent; to restore

Reports due on agency repayments of student loans
Federal Times - Dec 6, 2006 to the Office of Personnel Management, agencies must detail how many employees have received financial help in paying off their student loans, what jobs the

Effort To Cut College Loan Rates Has Dems Taking Aim At Banks
Investor’s Business Daily (subscription) - Dec 7, 2006 rate on commercial paper. In recent months, that guaranteed rate has been about 7.8%, or a full point over student loans. So a move

Credit databank tracks payment history of people
Hindu, India - 8 hours ago of China. State-subsidised student loans worth 20 billion yuan have benefited more than 2.8 million university students. A third

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